Written Best for
- Cash Back Seekers
- Small Business Owners
- Everyday Spending
- Large Welcome Bonus
Considerations
- Foreign Transaction Fee
- Intro APR, Introductory Bonus
- Penalty APR
- Spending Categories (Groceries, Dining, Travel, etc.)
Pros
- Unlimited 1.5% cash back rewards on purchases
- No membership fees
- $750 initial rewards bonus
- 0% Intro APR on purchases for 12 months
Cons
- 3% Foreign fee
- No intro APR on balance transfers
- No bonus categories
- 50+ Credit Cards Ranked
- 2000 Data Points Collected
- 10 Levels of Rank Checking
- 25+ Categories Considered
At MyCreditCardLab, we value your trust above all else. We earn it with careful, fair analysis. We are fully transparent. We stick to strict editorial standards and independence. Your confidence in our content is our top priority.
See our full methodologyIn This Review
Review: Ink Business Unlimited® Credit Card
Get in-depth credit card reviews covering features, benefits, fees, and rewards. Make informed decisions and find the perfect card for your financial goals.
For more information see our credit card score explanation here.At Lootrs, we put each card to the score.
We score Ink Business Unlimited® Credit Card 10 different factors that impact the benefits and rewards of the cards. scoring categories include:
| Credit Cards Review | Rating |
|---|---|
| Intro APR | Very Good |
| Regular APR | Very Good |
| Annual Fee | Exceptional |
| Welcome Bonus | Excellent |
| Rewards | Good |
| Benefits | Very Good |
| Recommended Credit Score | Very Good |
| Foreign Transaction Fee | Very Good |
| Cash Advance Fee | Very Good |
| Balance Transfer Fee | Good |
Who can apply for Ink Business Unlimited® Credit Card?
We have categorized Ink Business Unlimited® Credit Card 4 main useful user criteria. it's applied using the Lootrs methodology.
Ink Business Unlimited® Credit Card Annual Fee
Welcome Bonus
The latest Ink Business Unlimited card's sign-up bonus lets you earn $750 in cash back. You can do so by spending $6,000 on purchases in your first three months. This can be a big payoff. This is especially true if you have large purchases or upgrades planned for your business.
This new bonus is $150 less than the card’s old offer. But, it's still a great value. This is true because it's a no-fee business card.
APRs: Ink Business Unlimited® Credit Card
Explore credit card APRs to understand borrowing costs. Learn how APRs vary for purchases, balance transfers, and cash advances. This is crucial for informed financial choices.
The table below shows the types of each APR brief description for the Ink Business Unlimited® Credit Card.
| Type of APR | Rating |
|---|---|
| Intro APR - 0% intro APR on Purchases for first 12 months | 8.9/10Very Good |
| Regular APR - 18.49% - 24.49% Variable APR | 9.3/10Very Good |
| Purchase - 18.49% - 24.49% Variable APR | 9.1/10Very Good |
| Balance transfer - 18.49% - 24.49% variable, plus a fee of either $5 or 5% of the amount of each transfer, whichever is greater | 7.9/10Good |
| Cash advance - 29.99% variable, plus a fee of either $15 or 5% of the amount of each transaction, whichever is greater | 8.6/10Very Good |
| Penalty - Up to 29.99% | 8.8/10Very Good |
Ink Business Unlimited® Credit Card Benefits
Certainly! Here's a table. It shows the benefits of the Ink Business Unlimited® Credit credit card:
| Benefits | Score |
|---|---|
| No-cost employee credit cards You won't pay an extra fee for issuing an employee their business credit card. This can help you track and limit employees spending on the account. |
9.4/10Very Good |
| Rewards can be combined Rewards can be combined. This works with another eligible Chase Ultimate Rewards card. The other card must belong to the company owner. You can pool your rewards between cards. This adds more ways to redeem them. |
8.9/10Very Good |
| Easy-to-understand rewards Gift cards (1 cent per point). |
9.1/10Very Good |
| 0% interest for 12 months The Chase Ink Business Unlimited card gives cash back rewards. It also has another great feature for business owners: a 0% APR on new purchases for 12 months. After that, the ongoing rate is 18.49% to 24.49%. If you are planning a large purchase for your business, this is a great chance to finance it at 0% for a year. You can use your sign-up bonus to help pay down the purchase. |
8.9/10Very Good |
Ink Business Unlimited® Credit Card Rewards
Ink Business Unlimited® Credit Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
- You can redeem rewards for cash back, gift cards, and travel. You can also redeem them for more through Chase Ultimate Rewards®.
- Unlimited 1.5 percent cash back on all purchases
- With Zero Liability, you won’t be held responsible for unauthorized charges. They are made with your card or account information.
- Get rewards faster with employee cards. They cost nothing extra. Set individual spending limits for greater control.
Ink Business Unlimited® Card Rewards Potential
| Spend | Cash Back Percentage | Estimated Earnings |
|---|---|---|
| 1 month $1,500 | 1.5% | $22.5 |
| 3 month $4,500 | 1.5% | $67.5 |
| 6 month $9,000 | 1.5% | $135 |
| 1 Year $18,000 | 1.5% | $270 |
How to Redeem Cash Back
Chase cash-back credit cards are more versatile. They beat many other cash back cards from larger banks. This is because the Ink Card’s cash back applies to redemptions. You use them through Chase’s Ultimate Rewards portal. Chase Ultimate Rewards offers great value. It has many award options. Those options include:
- Travel
- Shopping
- Statement credits
- Donations
- Gift Cards
- Points transfers with select partners
Recommended Credit Score
Credit Score : 690 - 850 (Fair - Exceptional)
We evaluate credit card options based on FICO credit scores. We ensure tailored recommendations that match your financial profile.
For more information see our FICO Recommended credit score Rating explanation here.To qualify for the Ink Business Unlimited® Credit Card, it's ideal to have a credit score ranging from 690 (Fair) to 850 (Exceptional). This ensures eligibility for tailored benefits and rewards that suit your credit profile. Apply today to access exclusive perks and elevate your credit card experience with us.
Compare The Ink Business Unlimited® Credit Card vs. Other Popular Cards
Compare credit cards effortlessly to find the ideal match for your financial goals. Explore features, rewards, fees, and more to make informed decisions and maximize your benefits. You might want cash back, travel rewards, or low APR. Our tool makes it easy. It lets you compare many cards at once.
You have comprehensive information at your fingertips. You can select the card that best fits your spending and preferences. Take control of your finances. Find the perfect credit card for your needs with our easy comparison platform.
Ink Business Unlimited® Credit Card
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Ink Business Cash® Card
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Capital One VentureOne Rewards Card
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|---|---|---|
| 8.9MyCreditCardLab Score |
8.9MyCreditCardLab Score MyCreditCardLab Score 8.9We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
9.3MyCreditCardLab Score MyCreditCardLab Score 9.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | ||
| $0 | $0 | $0 |
| INTRO APR | ||
| 0% for the first 12 months from the date of account opening | 0% for 12 months from account opening date | 0% on Purchases and Balance Transfers for first 15 months |
| REGULAR APR | ||
| 18.49% - 24.49% Variable APR | 18.49% - 24.49% Variable | 19.99% - 29.99% Variable APR |
| WELCOME BONUS | ||
| $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening | 20,000 Miles once you spend $500 on purchases within 3 months from account opening |
| REWARDS | ||
| Earn unlimited 1.5% cash back on every purchase made for your business | You get 5% cash back on the first $25,000 spent. This is for combined purchases at office supply stores and on internet, cable, and phone services. | 5X miles on hotels and rental cars |
| BENEFITS | ||
| Small business, Travel | Purchase protection, Travel and emergency assistance services | Traveler |
| CASH ADVANCE FEE / APR | ||
| 5% (min $15) / 29.99% | 5% (min $15) / 29.99% | 5% (min $5) / 29.99% |
| BALANCE TRANSFER FEE | ||
| Either $5 or 5% of the amount of each transfer, whichever is greater. | Either $5 or 5% of the amount of each transfer, whichever is greater | 3% for the first 15 months, after 4% of the amount of each transfer |
| RECOMMENDED CREDIT SCORE | ||
| 690 - 850 (Fair - Exceptional) | 690 - 850 (Fair - Exceptional) | 690 - 850 (Fair - Exceptional) |
| FOREIGN TRANSACTION FEE | ||
| 3% | 3% | $0 |
| BEST FOR | ||
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| More Details Compare | More Details Compare |
Chase Ink Comparison
| Ink Business Cash® | Ink Business Unlimited® | Ink Business Preferred® | |
| Rewards | Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year | Earn unlimited 1.5% cash back on all purchases | You get 3X on travel, shipping, internet, cable, and phone services. You also get 3X on advertising purchases made with social media sites and search engines. This applies to the first $150,000 in combined purchases each account anniversary. |
| Intro APR | 12 months on purchases | 12 months on purchases | N/A |
| Add. cards | Free | Free | Free |
| Annual fee | $0 | $0 | $95 |
Chase Visa Login
Follow these easy steps:
Step 1. Go to the Login Chase Visa page via the official link.
Step 2. Log in using your username and password. The login screen appears upon successful login.
Step 3. If you still can’t access Chase Visa Login then see forgot your username and password option.
Frequently Asked Questions (FAQs)
Still have questions? Check out some of the top FAQs on the Ink Business Unlimited® Credit credit card below and get the answers you're looking for.
It depends on how you spend money with your business. And, whether you’re willing to pay an annual fee. The Ink Business Cash® Credit Card and the Ink Business Unlimited® Credit Card offer cash back. They have no annual fee and different rewards.
The Ink Business Preferred® Credit Card is more of a travel card. It earns points, has an annual fee of $95 and includes more benefits.
Business customers who have a Chase Ink Business Unlimited card earn a flat 1.5% cash back on purchases.
The Chase Ink Business Unlimited offers a $3,000 minimum credit line. They give it to approved applicants. But, your credit limit may be higher if you qualify. For more options, see our list of the best high-limit business credit cards.
Chase representatives are available through the Chase mobile app or by calling 1-800-935-9935.
Yes, you can transfer Ultimate Rewards points. You earned them on your Chase Ink Business Unlimited credit card. You can transfer them to another Ink Business or personal Chase credit card account. You can move points earned from your Ink Business Unlimited card to any other Chase card. To do this, log in at UltimateRewards.com.
