Written Best for
- Students
- Bad Credit
- Everyday Spending
Considerations
- Interest Rates
- Sign-Up Bonus
- Penalty APR
- Spending Categories (Groceries, Dining, Travel, etc.)
Pros
- No annual fee
- Unlimited 1.5% cash back on every purchase
- Earns rewards
- Does not require security deposit
- Autopay bonus
Cons
- No bonus categories
- High APR
- Foreign fee
- 50+ Credit Cards Ranked
- 2000 Data Points Collected
- 10 Levels of Rank Checking
- 25+ Categories Considered
At MyCreditCardLab, we value your trust above all else. We earn it with careful, fair analysis. We are fully transparent. We stick to strict editorial standards and independence. Your confidence in our content is our top priority.
See our full methodologyIn This Review
Review: Chase Freedom Rise℠
Get in-depth credit card reviews covering features, benefits, fees, and rewards. Make informed decisions and find the perfect card for your financial goals.
For more information see our credit card score explanation here.At Lootrs, we put each card to the score.
We score Chase Freedom Rise℠ 10 different factors that impact the benefits and rewards of the cards. scoring categories include:
| Credit Cards Review | Rating |
|---|---|
| Intro APR | Poor |
| Regular APR | Good |
| Annual Fee | Exceptional |
| Welcome Bonus | Good |
| Rewards | Good |
| Benefits | Good |
| Recommended Credit Score | Very Good |
| Foreign Transaction Fee | Very Good |
| Cash Advance Fee | Very Good |
| Balance Transfer Fee | Good |
Who can apply for Chase Freedom Rise℠?
We have categorized Chase Freedom Rise℠ 4 main useful user criteria. it's applied using the Lootrs methodology.
Chase Freedom Rise℠ Annual Fee
Card type: Student Credit Cards
Issuer Name: Chase
No annual fee
Discover the value of the Chase Freedom Rise℠ credit card, with a $0 annual fee offering exclusive rewards and benefits that align with your financial goals and lifestyle, making it a smart choice for savvy consumers.
Welcome Bonus
The Chase Freedom Rise doesn't offer a big cash back bonus. But, it rewards building credit with valuable perks.
Setting up automatic payments within 3 months earns you a $25 statement credit. It's a nice boost for starting your credit journey. Also, get 3 months of free DashPass for easy food deliveries. And, get 5% cash back on Lyft rides until March 2025 (terms apply).
These perks might not scream "big bonus," but they offer practical rewards for everyday spending and responsible habits.
APRs: Chase Freedom Rise℠
Explore credit card APRs to understand borrowing costs. Learn how APRs vary for purchases, balance transfers, and cash advances. This is crucial for informed financial choices.
The table below shows the types of each APR brief description for the Chase Freedom Rise℠.
| Type of APR | Rating |
|---|---|
| Intro APR - None | 5.1/10Poor |
| Regular APR - 26.74% Variable APR | 8.4/10Good |
| Purchase - 26.74% Variable APR | 8.4/10Good |
| Balance transfer - $5 or 5% of the amount of each transfer, whichever is greater | 8.2/10Good |
| Cash advance - Either $10 or 5% of the amount of each transaction, whichever is greater. | 8.5/10Very Good |
| Penalty - 29.99% (V) | 8.7/10Very Good |
Chase Freedom Rise℠ Benefits
Certainly! Here's a table. It shows the benefits of the Chase Freedom Rise℠ credit card:
| Benefits | Score |
|---|---|
| Building credit Designed for those new to credit, with potential for credit line increase. It's best for students. |
9.5/10Excellent |
| Simple rewards Flat 1.5% cash back on all purchases, no categories to remember. |
8.2/10Good |
| No annual fee Keep your rewards without worrying about yearly charges. |
10/10Exceptional |
| Free credit monitoring Track your progress and learn credit-building tips. |
9.5/10Excellent |
| $25 bonus Get a statement credit for setting up autopay within 3 months. |
8.4/10Good |
Chase Freedom Rise℠ Rewards
Chase Freedom Rise℠ Rewards program boasts exceptional flexibility in credit currency. Redeem your earnings through a multitude of options, including:
- Earn 1.5% cash back on all your purchases with the Chase Freedom Rise Credit Card.
- Score a $25 statement credit when you sign up for autopay within 3 months of opening your account (terms apply).
- No annual fee or minimum redemption requirements, it's a hassle-free way to earn rewards.
Chase Freedom Rise Rewards Potential
| Category | Estimated Annual Spend | Cash Back Rate | Annual Earnings |
|---|---|---|---|
| Travel | $3,000 | 1.5% | $45 |
| Dining | $2,000 | 1.5% | $30 |
| Drugstore | $1,000 | 1.5% | $15 |
| Other Purchases | $8,000 | 1.5% | $120 |
| Total | $14,000 | – | $210 |
Recommended Credit Score
Credit Score : 690 - 580 (Fair - Poor)
We evaluate credit card options based on FICO credit scores. We ensure tailored recommendations that match your financial profile.
For more information see our FICO Recommended credit score Rating explanation here.For the Chase Freedom Rise℠, applicants with credit scores between 690 (Fair) and 580 (Poor) are ideally suited. This range ensures eligibility for customized benefits and rewards that align with your credit profile. Apply now to unlock exclusive perks and elevate your credit card experience with us.
Compare The Chase Freedom Rise℠ vs. Other Popular Cards
Compare credit cards effortlessly to find the ideal match for your financial goals. Explore features, rewards, fees, and more to make informed decisions and maximize your benefits. You might want cash back, travel rewards, or low APR. Our tool makes it easy. It lets you compare many cards at once.
You have comprehensive information at your fingertips. You can select the card that best fits your spending and preferences. Take control of your finances. Find the perfect credit card for your needs with our easy comparison platform.
Chase Freedom Rise℠
|
Discover it® Student Cash Back Card
|
Capital One SavorOne Student Cash Rewards Card
|
|---|---|---|
| 8.3MyCreditCardLab Score |
9.0MyCreditCardLab Score MyCreditCardLab Score 9.0We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
9.1MyCreditCardLab Score MyCreditCardLab Score 9.1We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | ||
| $0 | $0 | $0 |
| INTRO APR | ||
| N/A | 0% intro APR for 6 months | 0% intro APR for 15 months |
| REGULAR APR | ||
| 26.74% Variable APR | 18.24% - 27.24% Variable APR | 19.99% - 29.99% (Variable) |
| WELCOME BONUS | ||
| Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. | Discover will match all cash back earned at the end of your first year with the card. | Earn $50 Cash Back when you spend $100 in the first three months |
| REWARDS | ||
| Earn Cash Back - With Chase Freedom Rise℠, you can start building credit while earning 1.5% cash back on all purchases. | 5% cash back on rotating quarterly bonus categories | Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. |
| BENEFITS | ||
| Free Credit Score, No Annual Fee | Choice of card designs, Text and email alerts | No annual fee, International use, Entertainment |
| CASH ADVANCE FEE / APR | ||
| 5% (min $10) / 29.99% (V) | 5% (min $10) / 18.24% - 27.24% Variable | 5% (min $5) / 5% |
| BALANCE TRANSFER FEE | ||
| $5 or 5% of the amount of each transfer | 10.99% APR on Balance Transfers for 6 months, and then 18.24%-27.24% Variable APR | 0% APR on Balance Transfers for 15 months, and then 19.99% - 29.99% Variable APR |
| RECOMMENDED CREDIT SCORE | ||
| 690 - 580 (Fair - Poor) | 630 - 689 (Poor - Fair) | 630 - 689 (Poor - Fair) |
| FOREIGN TRANSACTION FEE | ||
| 3% | None | None |
| BEST FOR | ||
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| More Details Compare | More Details Compare |
Chase Freedom Flex vs. Chase Freedom Unlimited vs. Chase Freedom Rise
The similar names might make you think the Chase Freedom Flex, Freedom Unlimited, and regular Chase Freedom Rise are the same. But, you’d be mistaken. The cards differ greatly. This is because the Freedom (not Flex) is not available to new applicants. Here’s how the two Freedom Cards compare:
| Chase Freedom Unlimited | Chase Freedom Flex | Chase Freedom Rise | |
|---|---|---|---|
| Annual fee | No annual fee | No annual fee | No annual fee |
| Rewards | Earn 5% back on Chase travel, 3% on dining and drugstores, and 1.5% on everything else | Earn 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate | Earn 1.5% cash back on all your purchases with the Chase Freedom Rise Credit Card |
| Intro APR | There is a 0% intro APR for 15 months. It applies to purchases and balance transfers. | There is a 0% intro APR for 15 months. It applies to purchases and balance transfers. | N/A |
Chase freedom Login
Follow these easy steps:
Step 1. Go to the Login Chase freedom page via the official link.
Step 2. Log in using your username and password. The login screen appears upon successful login.
Step 3. If you still can’t access Chase freedom Login then see forgot your username and password option.
Frequently Asked Questions (FAQs)
Still have questions? Check out some of the top FAQs on the Chase Freedom Rise℠ credit card below and get the answers you're looking for.
The Chase Freedom Rise card offers cash back rewards on eligible purchases, with bonus categories that rotate quarterly.
No, the Chase Freedom Rise card $0 annual fee, making it a cost-effective option for new cardholders. Especially for students with bad Credit.
You can redeem Chase Freedom Rise Card cashback rewards. You can use them for statement credits, direct deposits, gift cards, travel purchases, and more.
Cashback rewards help students with monthly expenses.
Yes, the Chase Freedom Rise card may offer $25 sign-up bonuses for new cardholders. These can be bonus cash back or a $25 statement credit for automatic payments. You get them in the first three months of opening your account.
