Written Best for
- Travelers
- Everyday Spending
- Hotel Stays
- Airline Miles
Considerations
- Annual Fee
- Foreign Transaction Fee
- Benefits (Travel Insurance, Purchase Protection, etc.)
- Spending Categories (Groceries, Dining, Travel, etc.)
Pros
- 0% intro APRs
- 20,000 miles initial bonus
- Has a low minimum spending needed to earn the sign-up bonus.
- No annual fee
Cons
- Low rewards rate
- Balance transfer fee
- Requires an excellent credit score
- Low earnings potential
- 50+ Credit Cards Ranked
- 2000 Data Points Collected
- 10 Levels of Rank Checking
- 25+ Categories Considered
At MyCreditCardLab, we value your trust above all else. We earn it with careful, fair analysis. We are fully transparent. We stick to strict editorial standards and independence. Your confidence in our content is our top priority.
See our full methodologyIn This Review
Review: Capital One VentureOne Rewards Card
Get in-depth credit card reviews covering features, benefits, fees, and rewards. Make informed decisions and find the perfect card for your financial goals.
For more information see our credit card score explanation here.At Lootrs, we put each card to the score.
We score Capital One VentureOne Rewards Card 10 different factors that impact the benefits and rewards of the cards. scoring categories include:
| Credit Cards Review | Rating |
|---|---|
| Intro APR | Very Good |
| Regular APR | Very Good |
| Annual Fee | Exceptional |
| Welcome Bonus | Very Good |
| Rewards | Very Good |
| Benefits | Very Good |
| Recommended Credit Score | Very Good |
| Foreign Transaction Fee | Exceptional |
| Cash Advance Fee | Very Good |
| Balance Transfer Fee | Very Good |
Who can apply for Capital One VentureOne Rewards Card?
We have categorized Capital One VentureOne Rewards Card 4 main useful user criteria. it's applied using the Lootrs methodology.
How is Capital One VentureOne Rewards Card Different?
The Capital One VentureOne card offers rewards. They are consistent. It gives 1.25 miles per dollar on all purchases and has no annual fee. It has flexible ways to use points for travel. It has an introductory 0% APR on purchases. It has no foreign transaction fees. And, it has many travel and purchase protections.
Capital One VentureOne Rewards Card Annual Fee
Card type: Travel Credit Cards
Issuer Name: Capital One
No annual fee
The Capital One VentureOne Rewards Card has an annual fee of $0. It offers benefits and rewards tailored to your spending habits. Enjoy perks such as travel rewards, or points on every purchase. This makes it a valuable addition to your wallet.
Welcome Bonus
Capital One’s Venture Cards are for heavy travelers. This is because of their lucrative (and unlimited) miles. They also have juicy welcome offers and impressive travel perks. The VentureOne Rewards Card is for travel newbies. It's also for part-time travelers. They don't travel enough to justify the $95 or $395 annual fees for the Venture and Venture X Cards.
APRs: Capital One VentureOne Rewards Card
Explore credit card APRs to understand borrowing costs. Learn how APRs vary for purchases, balance transfers, and cash advances. This is crucial for informed financial choices.
The table below shows the types of each APR brief description for the Capital One VentureOne Rewards Card.
| Type of APR | Rating |
|---|---|
| Intro APR - 0% intro APR on Purchases and Balance Transfers for the first 15 months. It applies to qualifying transfers. | 9.4/10Very Good |
| Regular APR - 19.99% - 29.99% Variable APR | 9/10Very Good |
| Purchase - 19.99% - 29.99% Variable APR | 9/10Very Good |
| Balance transfer - 19.99% - 29.99% variable, plus a fee of either 4% of the amount of each transfer | 9.2/10Very Good |
| Cash advance - 29.99% variable, plus a fee of either $5 or 5% of the amount of each transaction, whichever is greater | 9.4/10Very Good |
| Penalty - None | 10/10Exceptional |
Capital One VentureOne Rewards Card Benefits
Certainly! Here's a table. It shows the benefits of the Capital One VentureOne Rewards credit card:
| Benefits | Score |
|---|---|
| Good transfer partners Capital One has many transfer partners. They can take you across the globe with your miles. |
9/10Very Good |
| Intro APR opportunity Consumers can use it to pay off high-interest debt from another card. The low intro APR offer can save them lots of interest. |
9.6/10Excellent |
| No annual fee or foreign transaction fees Using your card worldwide without an extra fee is a big plus for any traveller. |
10/10Exceptional |
| Welcome offer People with great credit also get 0% intro APR for 15 months. This is for purchases and balance transfers. After that, the APR is variable. It is based on creditworthiness. The intro period is as good as cards like Discover It or Discover It Miles. It's also as good as Citi Custom Cash, Chase Freedom Unlimited, and more. Unfortunately, VentureOne for Good Credit applicants can't get bonus miles. They also can't get a 0% intro APR. |
9.2/10Very Good |
Capital One VentureOne Rewards Card Rewards
Capital One VentureOne Rewards Card Rewards stand out as a highly versatile credit currency, offering a myriad of redemption options to suit your preferences. You can utilize your rewards in a variety of ways, including:
- 5X miles on hotels and rental cars when you book through Capital One Travel
- 1.25X miles on all purchases
- Transfer your miles to your choice of 15+ travel loyalty programs
Miles are worth a penny each. You can use them to book travel through Capital One. Or, you can use them as a statement credit against travel booked on your card. But you can usually get more value by moving them to one of Capital One’s 15+ partners. You can start with as few as 1,000 miles.
The following partners have a 1:1 transfer ratio:
- Aeromexico Club Premier.
- Aeroplan.
- Asia Miles.
- Avianca LifeMiles.
- British Airways Executive Club.
- Choice Privileges.
- Emirates Skywards.
- Etihad Guest.
- Finnair Plus.
- Flying Blue.
- Qantas Frequent Flyer.
- Singapore Airlines KrisFlyer.
- TAP Miles&Go.
- Turkish Airlines Miles&Smiles.
- Virgin Red.
| Annual Spend | Miles Earned per Dollar | Estimated Miles Earned |
|---|---|---|
| $5,000 | 1.25 | 6,250 |
| $10,000 | 1.25 | 12,500 |
Rewards value for $12,667 annual spend ($1,056 per month)
| Capital One VentureOne card | Capital One Venture card |
| 1.25 miles per dollar x $12,667 = $158 | (2 miles per dollar x $12,667) – $95 annual fee = $158 |
| Category | Venture | VentureOne |
| Annual Fee | $95 | $0 |
| Ongoing Rewards | 2 – 5 miles per $1 | 1.25 – 5 miles per $1 |
| Initial Bonus | 75,000 miles for spending $4,000 in the first 3 months | 20,000 miles for spending $500 in the first 3 months |
| Min. Credit Required | Good | Good |
Recommended Credit Score
Credit Score : 690 - 850 (Fair - Exceptional)
We evaluate credit card options based on FICO credit scores. We ensure tailored recommendations that match your financial profile.
For more information see our FICO Recommended credit score Rating explanation here.For those interested in the Capital One VentureOne Rewards Card, we suggest having a credit score between 690 (Fair) and 850 (Exceptional). This range ensures eligibility for customized benefits and rewards, perfectly suited to your credit profile. Take advantage of exclusive perks by applying today and elevate your credit card experience.
Compare The Capital One VentureOne Rewards Card vs. Other Popular Cards
Compare credit cards effortlessly to find the ideal match for your financial goals. Explore features, rewards, fees, and more to make informed decisions and maximize your benefits. You might want cash back, travel rewards, or low APR. Our tool makes it easy. It lets you compare many cards at once.
You have comprehensive information at your fingertips. You can select the card that best fits your spending and preferences. Take control of your finances. Find the perfect credit card for your needs with our easy comparison platform.
Capital One VentureOne Rewards Card
|
Chase Freedom Unlimited® Card
|
Citi Simplicity® Card
|
|---|---|---|
| 9.3MyCreditCardLab Score |
8.7MyCreditCardLab Score MyCreditCardLab Score 8.7We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
9.0MyCreditCardLab Score MyCreditCardLab Score 9.0We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | ||
| $0 | $0 | $0 |
| INTRO APR | ||
| 0% on Purchases and Balance Transfers for first 15 months | 0% intro APR for 15 months | 0% on Purchases and Balance Transfers for first 21 months |
| REGULAR APR | ||
| 19.99% - 29.99% Variable APR | 20.49% - 29.24% (V) APR after that | 19.24% - 29.99% Variable APR |
| WELCOME BONUS | ||
| 20,000 Miles once you spend $500 on purchases within 3 months from account opening | Get an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back! | 0% intro APR for 21 months on balance transfers and purchases from date of account opening |
| REWARDS | ||
| 5X miles on hotels and rental cars | Unlimited 5% cash rewards on travel and restaurants. | This card doesn’t offer rewards |
| BENEFITS | ||
| Traveler | Travel, Dining at restaurants | Payment due date flexibility, Digital wallets |
| CASH ADVANCE FEE / APR | ||
| 5% (min $5) / 29.99% | 5% (min $10) / 29.99% | 5% (min $10) / 29.99% |
| BALANCE TRANSFER FEE | ||
| 3% for the first 15 months, after 4% of the amount of each transfer | Either $5 or 5% of the amount of each transfer, whichever is greater. | 19.24% - 29.99% variable APR after end Intro time |
| RECOMMENDED CREDIT SCORE | ||
| 690 - 850 (Fair - Exceptional) | 690 - 850 (Fair - Exceptional) | 690 - 850 (Fair - Exceptional) |
| FOREIGN TRANSACTION FEE | ||
| $0 | 3% in U.S. dollars | 3% |
| BEST FOR | ||
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| More Details Compare | More Details Compare |
Capital One Login
Follow these easy steps:
Step 1. Go to the Login Capital One page via the official link.
Step 2. Log in using your username and password. The login screen appears upon successful login.
Step 3. If you still can’t access Capital One Login then see forgot your username and password option.
Frequently Asked Questions (FAQs)
Still have questions? Check out some of the top FAQs on the Capital One VentureOne Rewards credit card below and get the answers you're looking for.
No, this card has no foreign transaction fees. So, you can use it anywhere in the world that accepts it.
People with credit scores below 670 on the FICO scale might struggle to get the VentureOne. If you have a lower credit score, there are still some travel cards for bad or fair credit. They may be easier to get.
Extended warranty
Rental car insurance
Emergency card replacement
Virtual card numbers
$0 fraud liability
No foreign transaction fees
Miles transfer
The most you can borrow with the Capital One VentureOne Card depends on your credit score. It is set when you apply. Capital One will consider your payment history. They will also look at your credit use, and length of credit history.
