Written Best for
- Cash Back Seekers
- Students
- Everyday Spending
- Entertainment
Considerations
- Interest Rates
- Rewards Program (Cashback, Points, Miles)
- Credit Score Requirements
- Spending Categories (Groceries, Dining, Travel, etc.)
Pros
- No annual fee
- No foreign transaction fees
- 3% cash back rewards on dining, entertainment, and groceries.
- $50 Cash Back when you spend $100 in the first three months.
- 0% intro APR on purchases and balance transfers for 15 months
Cons
- Low base rewards rate
- May require a good credit score for approval.
- There’s no introductory APR for new cardholders.
- Limited rewards categories compared to other cards.
- 50+ Credit Cards Ranked
- 2000 Data Points Collected
- 10 Levels of Rank Checking
- 25+ Categories Considered
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See our full methodologyIn This Review
Review: Capital One SavorOne Student Cash Rewards Card
Get in-depth credit card reviews covering features, benefits, fees, and rewards. Make informed decisions and find the perfect card for your financial goals.
For more information see our credit card score explanation here.At Lootrs, we put each card to the score.
We score Capital One SavorOne Student Cash Rewards Card 10 different factors that impact the benefits and rewards of the cards. scoring categories include:
| Credit Cards Review | Rating |
|---|---|
| Intro APR | Exceptional |
| Regular APR | Very Good |
| Annual Fee | Exceptional |
| Welcome Bonus | Good |
| Rewards | Good |
| Benefits | Very Good |
| Recommended Credit Score | Very Good |
| Foreign Transaction Fee | Exceptional |
| Cash Advance Fee | Excellent |
| Balance Transfer Fee | Excellent |
Who can apply for Capital One SavorOne Student Cash Rewards Card?
We have categorized Capital One SavorOne Student Cash Rewards Card 4 main useful user criteria. it's applied using the Lootrs methodology.
Capital One SavorOne Student Cash Rewards Card Annual Fee
Card type: Student Credit Cards
Issuer Name: Capital One
No annual fee
Experience premium perks with the Capital One SavorOne Student Cash Rewards credit card, offering a $0 annual fee and personalized rewards designed to enhance your spending while aligning with your financial goals.
Welcome Bonus
The Capital One SavorOne Student Credit Card offers a simple welcome bonus. You can earn a $50 cash bonus after spending $100 on purchases within the first 3 months of account opening.
A $100 spending limit is easy in the first 3 months. Students spend money on food, mobile and internet recharge, entertainment etc.
This is a great incentive for students. They are looking to earn some extra cash while building their credit history well.
APRs: Capital One SavorOne Student Cash Rewards Card
Explore credit card APRs to understand borrowing costs. Learn how APRs vary for purchases, balance transfers, and cash advances. This is crucial for informed financial choices.
The table below shows the types of each APR brief description for the Capital One SavorOne Student Cash Rewards Card.
| Type of APR | Rating |
|---|---|
| Intro APR - 0% on Purchases and Balance Transfers for 15 months | 10/10Exceptional |
| Regular APR - APR: 19.99%-29.99% Variable APR, Cash Advance APR: 29.99%, Variable | 8.5/10Very Good |
| Purchase - 19.99% - 29.99% (Variable) | 8.7/10Very Good |
| Balance transfer - 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 19.99% - 29.99% Variable APR | 9.5/10Excellent |
| Cash advance - 5% of the amount of the cash advance, but not less than $5 | 9.7/10Excellent |
| Penalty - Late Payment: Up to $40 | 9/10Very Good |
Capital One SavorOne Student Cash Rewards Card Benefits
Certainly! Here's a table. It shows the benefits of the Capital One SavorOne Student Cash Rewards credit card:
| Benefits | Score |
|---|---|
| Generous Cash Back Rewards Earn unlimited cash back on every purchase. Earn bonus rewards. They are for popular categories like dining, entertainment, and groceries. |
8.1/10Good |
| No Annual Fee Enjoy all the card benefits. There's no annual fee. It's a cheap option for students, Small Business Owners and Cash Back Seekers. |
10/10Exceptional |
| Introductory APR Benefit from a 0% introductory APR on purchases for the first 15-month period, allowing you to make buy and pay them off over time without accruing interest. This 0% benefit helps you buy everything you need to start your student career. |
8.9/10Very Good |
| Exclusive Access to Uber Rewards Earn 10% cash back on Uber and Uber Eats purchases, along with complimentary Uber One membership statement credits until a specified date. |
8.5/10Very Good |
| Student-Friendly Features Capital One offers various student-friendly features, including credit monitoring tools, flexible payment options, and access to Capital One CreditWise for tracking your credit health. |
9.6/10Excellent |
Capital One SavorOne Student Cash Rewards Card Rewards
Capital One SavorOne Student Cash Rewards Card Rewards stand out as a remarkably versatile credit currency. You have the flexibility to redeem your earnings in various ways, including:
- 3% cash back rewards on dining, entertainment, and groceries.
- 8% Cash back on Capital One Entertainment purchases
- Earn a generous 10% cash back on Uber and Uber Eats transactions, along with complimentary Uber One membership statement credits until 11/14/2024
Capital One SavorOne Student Cash Card Rewards Potential
| Category | Estimated Annual Spend | Cash Back Rate | Annual Earnings |
|---|---|---|---|
| Dining | $2,000 | 3% | $60 |
| Entertainment | $1,000 | 3% | $30 |
| Groceries | $3,000 | 2% | $60 |
| Other Purchases | $6,000 | 1% | $60 |
| Total | $12,000 | $210 |
Recommended Credit Score
Credit Score : 630 - 689 (Poor - Fair)
We evaluate credit card options based on FICO credit scores. We ensure tailored recommendations that match your financial profile.
For more information see our FICO Recommended credit score Rating explanation here.The Capital One SavorOne Student Cash Rewards Card recommends a credit score of 630 (Poor) to 689 (Fair). That range is from Fair to Exceptional. This range ensures eligibility for tailored benefits and rewards. It aligns with your credit profile and financial needs. Apply now to access exclusive perks designed to enhance your credit card experience.
Compare The Capital One SavorOne Student Cash Rewards Card vs. Other Popular Cards
Compare credit cards effortlessly to find the ideal match for your financial goals. Explore features, rewards, fees, and more to make informed decisions and maximize your benefits. You might want cash back, travel rewards, or low APR. Our tool makes it easy. It lets you compare many cards at once.
You have comprehensive information at your fingertips. You can select the card that best fits your spending and preferences. Take control of your finances. Find the perfect credit card for your needs with our easy comparison platform.
Capital One SavorOne Student Cash Rewards Card
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Bank of America® Customized Cash Rewards Card
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Discover it® Student Cash Back Card
|
|---|---|---|
| 9.1MyCreditCardLab Score |
8.7MyCreditCardLab Score MyCreditCardLab Score 8.7We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
9.0MyCreditCardLab Score MyCreditCardLab Score 9.0We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
| ANNUAL FEE | ||
| $0 | $0 | $0 |
| INTRO APR | ||
| 0% intro APR for 15 months | 0% first 15 billing cycles | 0% intro APR for 6 months |
| REGULAR APR | ||
| 19.99% - 29.99% (Variable) | 18.24% - 28.24% Variable APR | 18.24% - 27.24% Variable APR |
| WELCOME BONUS | ||
| Earn $50 Cash Back when you spend $100 in the first three months | $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. | Discover will match all cash back earned at the end of your first year with the card. |
| REWARDS | ||
| Earn unlimited 3% cash back on dining and entertainment, 2% at grocery stores, and 1% on all other purchases. | choose the category that earns 3% for eligible spending. | 5% cash back on rotating quarterly bonus categories |
| BENEFITS | ||
| No annual fee, International use, Entertainment | $0 liability guarantee for fraudulent transactions, Paperless statement, Digital wallet | Choice of card designs, Text and email alerts |
| CASH ADVANCE FEE / APR | ||
| 5% (min $5) / 5% | 3% (min $10) / 3% | 5% (min $10) / 18.24% - 27.24% Variable |
| BALANCE TRANSFER FEE | ||
| 0% APR on Balance Transfers for 15 months, and then 19.99% - 29.99% Variable APR | 3% for 60 days from account opening, then 4% | 10.99% APR on Balance Transfers for 6 months, and then 18.24%-27.24% Variable APR |
| RECOMMENDED CREDIT SCORE | ||
| 630 - 689 (Poor - Fair) | 690 - 850 (Fair - Exceptional) | 630 - 689 (Poor - Fair) |
| FOREIGN TRANSACTION FEE | ||
| None | 3% | None |
| BEST FOR | ||
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| More Details Compare | More Details Compare |
Capital one Login
Follow these easy steps:
Step 1. Go to the Login Capital One page via the official link.
Step 2. Log in using your username and password. The login screen appears upon successful login.
Step 3. If you still can’t access Capital one Login then see forgot your username and password option.
Frequently Asked Questions (FAQs)
Still have questions? Check out some of the top FAQs on the Capital One SavorOne Student Cash Rewards credit card below and get the answers you're looking for.
Earn a $50 cash back bonus after spending $100 on purchases within the first 3 months of account opening.
No, there is no annual fee for the Capital One SavorOne Student Credit Card.
The card offers bonus cash back on dining, entertainment, and grocery store purchases.
Yes, the card offers a 0% introductory APR on purchases for first 15 months.
No, there are no foreign transaction fees associated with the Capital One SavorOne Student Credit Card.
