Chase Freedom Rise℠ | Capital One SavorOne Student Cash Rewards Card |
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8.3Lootrs Score
Lootrs Score 8.3We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
9.1Lootrs Score
Lootrs Score 9.1We've meticulously evaluated this card using MyCreditCardLab's exclusive credit card rating system. Our assessment considered various cardholder needs, ultimately assigning a rating based on the need with the highest score, currently at "." Our rating scale ranges from 1 to 10, with 10 representing the best possible score. |
ANNUAL FEE | |
$0 | $0 |
INTRO APR | |
None | 0% on Purchases and Balance Transfers for 15 months |
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REGULAR APR | |
26.74% Variable APR | APR: 19.99%-29.99% Variable APR, Cash Advance APR: 29.99%, Variable |
PROS | |
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CONS | |
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WELCOME BONUS | |
Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. | Earn $50 Cash Back when you spend $100 in the first three months |
REWARDS | |
Chase Freedom Rise℠ Rewards program boasts exceptional flexibility in credit currency. Redeem your earnings through a multitude of options, including:
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Capital One SavorOne Student Cash Rewards Card Rewards stand out as a remarkably versatile credit currency. You have the flexibility to redeem your earnings in various ways, including:
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BENEFITS | |
Building credit - Designed for those new to credit, with potential for credit line increase. It's best for students. Simple rewards - Flat 1.5% cash back on all purchases, no categories to remember. No annual fee - Keep your rewards without worrying about yearly charges. Free credit monitoring - Track your progress and learn credit-building tips. $25 bonus - Get a statement credit for setting up autopay within 3 months. | Generous Cash Back Rewards - Earn unlimited cash back on every purchase. Earn bonus rewards. They are for popular categories like dining, entertainment, and groceries. No Annual Fee - Enjoy all the card benefits. There's no annual fee. It's a cheap option for students, Small Business Owners and Cash Back Seekers. Introductory APR - Benefit from a 0% introductory APR on purchases for the first 15-month period, allowing you to make buy and pay them off over time without accruing interest. This 0% benefit helps you buy everything you need to start your student career. Exclusive Access to Uber Rewards - Earn 10% cash back on Uber and Uber Eats purchases, along with complimentary Uber One membership statement credits until a specified date. Student-Friendly Features - Capital One offers various student-friendly features, including credit monitoring tools, flexible payment options, and access to Capital One CreditWise for tracking your credit health. |
CASH ADVANCE FEE / APR | |
Either $10 or 5% of the amount of each transaction, whichever is greater. | 5% of the amount of the cash advance, but not less than $5 |
BALANCE TRANSFER FEE | |
$5 or 5% of the amount of each transfer, whichever is greater | 0% on Purchases and Balance Transfers for 15 months, and then the ongoing APR of 19.99% - 29.99% Variable APR |
RECOMMENDED CREDIT SCORE | |
690 - 580 (Fair - Poor) | 630 - 689 (Poor - Fair) |
FOREIGN TRANSACTION FEE | |
3% | None |
BEST FOR | |
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More Details | More Details |
Chase Freedom Rise℠ vs. Capital One SavorOne Student Cash Rewards
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